ESTATE PLANNING
Comprehensive Estate Planning
Revocable Living Trusts
Family Limited Partnership
Charitable Remainder Trust
Living Wills & Health Care POA

ASSETS
Wealth Preservation
Asset Conservation
Charitable Gifting Programs

RETIREMENT
401(k)
401(k) Rollover
IRA
IRA – Sep
TSA
Roth IRA
Profit Sharing Plans
Defined Benefit Programs
PRP-Tax Free Retirement Income
Index & Fixed Rate Annuities

INVESTMENTS
Mutual Funds
Variable Annuities
CD Alternatives
Tax Free Investments

TAX PLANNING
Reduction of Federal &
    State Income Taxes
Reduction of FET
Tax Free Income

INSURANCE
Life
Term
Full Life
Universal Life
Survivorship Life
Short Term/ Long Term Disability
Long Term Care
Health & Medical Supplement

Estate Planning: While we do not act as trustee of trusts or as executor of estates, we do act in an advisory capacity on both trust and estate administration and investing. Because of the rapid graduation of marginal tax rates on irrevocable trusts, and the choices of valuation periods in estate administration, it is especially important to incorporate a thorough knowledge of trust and estate taxes and law into the investment and administrative decisions. We have substantial experience in this area and augment our expertise by coordinating with your estate planning attorney and accountant where appropriate. Frequently, we work with your attorney and tax advisors to help you create and implement an overall estate plan.

Retirement: When it comes to retirement planning, there's no room for inexperience, and no excuse for inefficiency. Your future and that of your associates depends on the knowledge and expertise of your consultant. Whether you are newly organized or well established, you need a retirement plan uniquely structured for your organization. With dozens of successful plan design engagements and a tax department with vast research and compliance experience, Roy M Strong has the resources to guide you.

Investments: Our primary business is investment management for individuals, corporations, trusts and estates. We utilize a variety of securities to construct a customized portfolio for each one of our clients. Roy M Strong performs its own securities analysis for choosing investments for your portfolio, as well as the review of mutual fund managers. We base our investment decisions upon the premise that capital markets are not perfectly efficient or rational because investors are human beings who respond to emotional excesses and human error. This causes stock and bond prices to deviate from their true, underlying value and provides an opportunity to capture excess returns.

Tax Planning: Our focus is on tax planning rather than tax preparation. Members of our tax staff consult with clients to generate tax saving ideas. Our ideas come from a core group of experienced professionals who believe tax saving ideas can be applied to all aspects of ones business. Roy M. Strong also advises clients about the tax implications of starting, buying, selling, or liquidating a business. We assist with income and estate tax planning, employee benefits and retirement plans. We continually research and monitor the ever-changing tax laws and inform you of interpretations in those areas that can affect your business and personal tax obligations.

Insurance: Specializing in life, health and retirement plans for small business, associations and individuals, Roy M. Strong has catered to the unique needs of its clients for many years. As independent brokers, we are able to deliver high value products from more than fifty different insurance companies. Professional agents and well-trained support staff offer old-fashioned one-to one service. Our goal is to be your eyes and ears on the latest insurance and financial product developments and present them to you in an easy-to-understand format. After thoroughly researching the features, benefits and credentials of products for our customers, our financial selection criteria are guided by rather our client's benefit from it.